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BCTF Advantage


BCTF Group RRSPs have four distinct advantages. First, they allow contributions at source, which is a convenient way to invest. Second, no tax is paid on the monies invested, and so there is no waiting period for getting the tax deduction. Third, funds invested earn interest earnings through the year. Finally, the plans offer a variety of investment options.

1.  1993 Plan

The 1993 plan is administered by Clarica/Sun Life, and offers Phillips, Hager & North funds. The plan is available to members in the following locals:

03 Kimberley   49 Central Coast
35 Langley 50 Queen Charlotte
391 Vancouver Elementary 56 Nechako
392 Vancouver Secondary 57 Prince George
43 Coquitlam 67 Summerland only
44 North Vancouver 87 Stikine

The plan is also available to BCTF staff.

Members should contact their board office for enrolment information , or contact Sun Life at 1-866-733-8613 for account information.

2.  1996 Plan

The 1996 plan is administered by the Royal Bank Financial Group. A variety of investment options are offered. This plan is available to members in the following locals:

01 Fernie   54 Bulkley Valley
02 Cranbrook 55 Burns Lake
04 Windermere 59 Peace River South
14 South Okanagan 60 Peace River North
16 Keremeos 61 Greater Victoria
17 Princeton 64 Gulf Islands
18 Golden 65 Cowichan
23 Central Okanagan 66 Lake Cowichan
31 Nicola Valley 67 Penticton
34 Abbotsford 69 Mount Arrowsmith
36 Surrey 70 Alberni
37 Delta 71 Comox
38 Richmond 72 Campbell River
40 New Westminster 75 Mission
41 Burnaby 78 Fraser Cascade
42 Maple Ridge 80 Kitimat
45 West Vancouver 81 Fort Nelson
46 Sunshine Coast 84 Vancouver Island West
47 Powell River 88 Terrace
51 Boundary 92 Nisga’a
52 Prince Rupert 93 Association des enseignant.e.s francophones

Members should contact their school board office for enrolment information, or contact the Royal Bank Financial Group at 1-888-769-2566 for account information.

3.  Local Plans

All other locals may have a locally administered plan with various fund and investment options available.

Members should contact their local or board office for information.

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