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Salary Indemnity Plan

The Salary Indemnity Plan is available to members who are disabled, by illness or injury, from performing their normal employment duties and have exhausted all of their sick leave.

Please review the information below. If you have further questions, please contact our office by email at benefits@bctf.ca or toll free: 1-800-663-9163, local 1921.

Steps to apply for Salary Indemnity

Steps to withdraw from the long-term portion

  • 1. Check if you are eligible

  • 2. Complete the application form

  • 3. Gather all necessary documents

  • 4. Submit your application

What you should know

  • Eligibility - Short-term benefits

  • Eligibility - Long-term disability benefits

  • SIP Regulations

Common questions

  • How long before I receive a LTD decision?

  • How much do I receive in LTD benefits?

  • Do I have to attend assessments?

  • Are TTOCs allowed to participate?

  • Am I entitled to SIP short-term if I have withdrawn from the long-term portion of the plan?

  • Why do I have to use my sick leave entitlements before going on short-term SIP?

  • Can I skip short-term and go directly to the long-term portion of SIP if I have a long-term illness?

  • How much does SIP short-term pay?

  • How long does SIP short-term last?

  • What if I receive income from another source? How will that impact my SIP short-term benefit?

  • How much do Plan members pay in SIP dues?

  • While on SIP, are my union dues paid?

  • Are SIP benefits taxable? How do I get my T4?

  • While on SIP, will my Teachers’ Pension Plan be paid?

  • Will SIP pay my benefits (medical/extended health/dental/life insurance)?

  • Does SIP pay Canada Pension Plan (CPP) and Employment Insurance (EI) premiums?

  • Are my medical bills paid by SIP?

  • When would SIP benefits not be paid?

  • What are my responsibilities while I receive disability benefits?

  • Does the BCTF share medical information with my employer?

  • How do I appeal a decision to deny, suspend, or terminate my claim?

The Salary Indemnity Plan is not insured by an insurance company regulated under the Financial Institutions Act. The BCTF is exempt from the regulatory requirements of the Financial Institutions Act.


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