Part-time employment and benefits

(Participation in group benefit plans may be restricted by the collective agreement.)

Life insurance	Premiums and amount of insurance are based on actual salary received. Under some plans, only minimum amounts of insurance are available, if working less than half-time. Check collective agreement regarding benefits, premiums, and eligibility to participate.
EHB and Dental	Check with your local or school board regarding eligibility, benefits, and premiums.
Salary Indemnity Plan	Premiums and benefits are based on actual salary received.
Workers’ Compensation	Premiums and benefits are based on actual salary received up to the maximum insurable earnings.
Employment Insurance	Premiums and benefits are based on actual salary received up to the maximum insurable earnings, and on the number of insurable hours to your credit.
Canada Pension Plan	Premiums and benefits are based on actual salary received up to the maximum insurable earnings.
Teachers’ Pension Plan	Participation is mandatory for all members. Since 1988, once a contributor, always a contributor. Once contributions commence, they must continue regardless of percentage of assignment with that school board. Each month in which a contribution is made counts as a month of contributory service towards the 20 contributory months required for a pension. If working less than full-time, your pensionable service is reported as the full-time equivalent. You are credited with actual salary received. If this occurs in the last five years of employment, you will have a year(s) in your salary averaging period when you are credited with less than 10 months service and less than equivalent full-time salary. For each of these years, salary from the period previous to the last five years, adjusted for cost-of-living changes, is brought forward to fill in the gaps. The end result is that the final average salary is approximately equivalent to the final average salary of a full-time person earning at the same salary rate. However, the pension will be less because the part-time teacher will have fewer years of pensionable service. If your assignment is reduced and you are on unpaid leave of absence for the balance of your previous assignment, e.g., full-time moving to half-time, contributions continue on the salary received and you may apply to the Teachers’ Pension Plan to purchase the leave of absence on the difference between the salary received and the equivalent full-time salary.